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    Our risk management strategy and investment policy is to invest in debt instruments of high credit quality issuers and to limit the amount of credit exposure with respect to any one issuer.

    Changes in regulation may reduce our profitability and limit our growth.
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  • KEYS TO THE BOOK OF REVELATION These committees, together with AAM, manage the overall risk parameters of our investment portfolios and seek to employ investment policies and strategies that are appropriate for and supportive of the needs of the individual businesses.Both investment income and realized capital gains on these investments can be significantly impacted by changes in interest rates.
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The act permits the transformation of the already converging banking, insurance and securities industries by permitting mergers that combine commercial banks, insurers and securities firms under one holding company.

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  • We also maintain contractual relationships with several separate networks of health and dental care providers, each referred to as a PPO, through which we obtain discounts.
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